Surviving Holiday Shopping– 10 Tips to Staying on Task
These cost-saving financial tips will help keep your holiday spending in check this holiday season. You can enjoy the holidays and keep up with your financial planning goals as well as not go further into credit card debt.
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By: Ornella Grosz
Category: Personal Finance > Credit

Credit card with gold as its asset
With America so seriously in debt, in order for credit card industries to continue making a profit they have needed to come up with unique ideas to bring customers back and bring in new ones. One example is the Gold Rush 2010 credit card, a gold read more

By: Nancy L. Young-Houser
Category: Personal Finance > Credit

Fixed mortgage rate interest
It has always been concluded that mortgage loans should never be paid off too early, which would make the 30 year fixed mortgage interest rate the better choice. This is a loan that has lower monthly payments and higher fixed interest rates, read more

By: Nancy L. Young-Houser
Category: Personal Finance > Mortgages

The Ban on Roth Conversions Has Ended
Everyone is now free to convert to convert an IRA to Roth - but should you? How much should you convert? Should you defer the income on a conversion into 2011 and 2012 as allowed by law this year? This article will take you through the Roth read more

By: RRodgers
Category: Personal Finance > Wealth Building

5 Principles to Safeguard Your Money from Scams
What steps should you be taken to avoid becoming the next victim of a Bernie Madoff type scam? Follow these 5 principles to safeguard your investment acccounts. read more

By: RRodgers
Category: Personal Finance > Investing

When to Begin Drawing Social Security
This article discusses the pros and cons of drawing your Social Security benefits early and taking a discount or waiting until reaching full retirement age to draw benefits without a discount. read more

By: RRodgers
Category: Personal Finance > Budgeting

Being Upbeat in a Down Market:
This is a time when people are worried about their financial future. It’s easy to feel afraid these days. Every major newspaper and TV news show screams: “Deep Recession” “Stocks Slide Downward” “The Market Plummets.” As I listen read more

By: Jackie Lapin
Category: Personal Finance > Wealth Building

Should You Buy the iPhone?
The iPhone is a handy gizmo, but is it worth your time and your money? Here's the quick lowdown on Apple's new phone. read more

By: Lynda Forman
Category: Personal Finance > Budgeting

The Staying Power of Hope
On the very day Barack Obama became the 44th president of the United States, faces were filled with hope as tears of joy ran down faces of the spectators. Hope was something so many of these people had not seen for a long time, and listening read more

By: Nancy L. Young-Houser
Category: Personal Finance > Supporting A Cause

A Student Loan Debt Warning for You
Student loans aren't as simple as they look. Before you sign up, you need to know how these loans could hurt your financial health. read more

By: Lynda Forman
Category: Personal Finance > Loans